.BANK

BANK File

FMOD Audio Bank File
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A BANK file is an FMOD Audio Bank - a binary container of compressed audio samples and event data used by the FMOD audio middleware in games. Standard media players cannot open it. To extract audio tracks, use vgmstream (free). To build or edit banks, use FMOD Studio. The extension is also used, unrelated, by synthesizers and FL Studio.

Developer: Firelight Technologies (FMOD); used by Darkest Dungeon and many other games Category: Game Files MIME: application/octet-stream
OPENS ON Windows macOS Linux
Related: .OBB · .PAK · .ROFL · .PACKAGE

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Last reviewed Jun 26, 2026

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What is the BANK file format?

A .bank file is an FMOD Audio Bank, the binary container used by FMOD Studio (Firelight Technologies) to deliver compiled game audio to runtime engines. FMOD is one of the most widely used audio middleware platforms in the games industry, powering titles such as *Darkest Dungeon*, *Hollow Knight*, and *Celeste*.

Each .bank file packages compressed audio samples alongside FMOD Studio event graph data: trigger logic, parameter automation, transitions, and blend containers. The internal container is FSB5 (FMOD Sample Bank version 5), introduced with FMOD Studio 1.0 in 2014 - an evolution of the standalone .fsb sample bank used in older FMOD Ex titles. Audio can be compressed as Vorbis, FADPCM, PCM, or MP3, with platform-native codecs available for PlayStation (AT9) and Xbox (XMA). FMOD Studio also supports optional AES-128 encryption for DRM-protected banks.

Banks are exported from FMOD Studio as platform-specific builds and loaded at runtime by the FMOD Engine. In Unity-based games they typically reside in StreamingAssets/audio/generated/. A project usually ships with multiple banks: Master.bank holds the event index, Master.strings.bank provides name mappings, and additional content banks split audio by game area or category.

Modders and audio researchers can extract samples from .bank files using vgmstream (available as a Foobar2000 plugin or standalone CLI). The .bank extension is shared with unrelated synthesizer patch formats, but in a game files context the FSB5 header signature (FSB5 at byte offset 0) reliably identifies the FMOD format.

Security & safety

RISK: LOW

FMOD .bank files contain audio data - no executable code. No known security vulnerabilities. Download .bank files only from legitimate game modding sources. Some games encrypt banks; decryption tools that bypass DRM may violate the game's EULA.

Format details

in a nutshell
FULL NAMEFMOD Audio Bank Fileaka FMOD bank, FMOD Studio bank
DEVELOPERFirelight Technologies (FMOD); used by Darkest Dungeon and many other gamessince 2014 (FMOD Studio 1.0, Firelight Technologies)
CATEGORYGame Files
MIME TYPEapplication/octet-stream
TYPEProprietary binary game audio bank (FMOD Studio FSB container)
This extension is also used by…
  • Synthesizer/sampler instrument bank (generic) - Many hardware and software synthesizers use .bank for patch/preset collections; format varies by manufacturer (Roland, Korg, etc.).
  • FL Studio instrument bank - FL Studio uses .bank for channel-state and instrument preset exports; different binary format from FMOD.
MAGIC BYTES · FILE SIGNATURE
OFFSET
00010203
HEX
46534220
ASCII
FSB
FMOD .bank files begin with the FSB (FMOD Sample Bank) signature. Some FMOD Studio bank files start with RIFF-like or proprietary headers depending on version. FSB5 (FMOD Studio 1.x+) starts with 0x46534235 ("FSB5").

Programs that open BANK files

Windows3 apps
FMOD Studio Freemium Use FMOD Studio to open, edit, and build .bank files. Free for small studios; licensed for commercial use above revenue threshold.
vgmstream (Foobar2000 plugin or CLI) Open-source Install vgmstream plugin for Foobar2000 or use the CLI tool to extract and play audio streams from FMOD .bank files.
Darkest Dungeon (game) Paid The game reads its own .bank files automatically at runtime; users do not open them manually.
macOS1 app
FMOD Studio Freemium Cross-platform FMOD Studio available on macOS for bank authoring.
Linux2 apps
FMOD Studio Freemium FMOD Studio available on Linux.
vgmstream (CLI) Open-source CLI extraction of audio from FMOD bank files.

Technical details

deep spec
Internal containerFSB5 (FMOD Sample Bank version 5)
Byte orderLittle-endian
Magic signatureFSB5 (4 ASCII bytes) at offset 0
Supported audio codecsVorbis, FADPCM, PCM, MP3; AT9 (PlayStation), XMA (Xbox)
Sample rate range8 kHz - 192 kHz; typically 44.1 kHz or 48 kHz for game audio
EncryptionOptional AES-128 (configurable per bank in FMOD Studio)
Typical file size1 MB - 500 MB
Event dataIncludes FMOD event graph (triggers, parameters, transitions) alongside raw audio
Predecessor formatFSB1-FSB4 (FMOD Ex, pre-2014)
Common game pathStreamingAssets/audio/generated/ in Unity + FMOD projects
Required companion filesMaster.bank (event index) + Master.strings.bank (name table)
Platform targetsWindows, macOS, Linux, PlayStation, Xbox, Nintendo Switch, iOS, Android
Released2014 (FMOD Studio 1.0, Firelight Technologies)
Latest versionFMOD Studio 2.x (2020-2026)
Specificationwww.fmod.com

BANK conversions

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Frequently asked questions

What is a BANK file?
In most modern games (including Darkest Dungeon), it's an FMOD Audio Bank - a container of compressed audio events/samples for the FMOD middleware. Also used (unrelated format) by synthesizers and FL Studio.
How do I extract audio from a BANK file?
Use vgmstream (free, open-source) - install the Foobar2000 plugin or use the CLI: vgmstream-cli -o audio.wav bank.bank. For Darkest Dungeon, the bank files are in StreamingAssets/audio/generated/.
Can I open a BANK file with a media player?
Standard players (VLC, Windows Media Player) cannot open FMOD .bank files directly. Use vgmstream with Foobar2000, or extract audio first.
How do I create or modify a BANK file?
Use FMOD Studio (free for projects under the revenue threshold). Create an FMOD Studio project, add events and audio, assign them to banks, then build the banks.
Why is the Darkest Dungeon BANK file encrypted?
Red Hook Studios may encrypt some banks to protect assets. Modding discussions confirm FMOD 1.06.x banks were accessible for audio modding - check the Darkest Dungeon Nexus Mods wiki for the current status.
Is the .bank extension only for game audio?
No. Many synthesizers and FL Studio also use .bank for patch/preset collections in completely different, unrelated formats.

References

1FMOD Studio - official documentationwww.fmod.com
2Firelight Technologies - FMOD product pagewww.fmod.com

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